At the next club meeting - on Thursday April 9^th at 6:59pm (yes we already start on time) we will discuss:

• What is the direction of the economy?
• Should you remain in the stock market?
• Should members be worried about the housing market?
• In this section we will elaborate on the positive economic indicators but balancing it out with the concerns on what could possibly happen in the economy.
• More importantly we will be giving guidance on what specifically members should be doing in their portfolios.

GUEST SPEAKER PHIL TOWNS

KEY INFORMATION FROM PHIL TOWN'S PRESENTATION

MYTHS OF INVESTING: Why most of what you have been taught about investing in the stock market is based on a gigantic error made by academics in the early 1970's and how investors like Phil, Warren Buffett and Charlie Munger take advantage to get huge compounded returns with very little risk ... and how you can, too.

MUTUAL FUND DISASTER: Why John Bogle, ex-CEO of Vanguard, wrote the SEC that your mutual fund manager is taking 60% of your retirement money in a government sponsored scam that continues to this day and how you can fix the problem easily.

TOOLS AND RESOURCES: How the internet has made it possible for the little guy to take advantage of tools and information that cost a small fortune just a few years ago and how to use those resources in just a few minutes a week to invest with low risk and a consistently high return.

THE LITTLE GUY' ADVANTAGE: The single greatest investing advantage that, with the exception of Warren Buffett and a few other professional investors, belongs entirely to you, the small investor, and how to use it to get rich or stay that way no matter what the market is doing.